FSA & HSA Eligible Products at WellBefore
WellBefore accepts FSA and HSA cards directly at checkout — no reimbursement forms needed. Eligible products include breast pumps (all models), incontinence products, COVID tests, first aid supplies, and select oral care items. Most insurance plans also cover one breast pump free under the Affordable Care Act.
FSA vs HSA: what's the difference?
Flexible Spending Account (FSA)
Health Savings Account (HSA)
Eligible product categories
Breast Pumps
All models — manual, electric, and portable. Accessories and replacement parts included.
Incontinence Products
Adult diapers, protective underwear, pads, and liners for daily comfort and confidence.
COVID Tests
At-home rapid antigen and PCR collection kits. Stock up for peace of mind.
First Aid
Bandages, antiseptics, wound care, and complete first aid kits for home and travel.
Oral Care
Select dental and oral hygiene products that qualify under FSA/HSA guidelines.
Under the Affordable Care Act (ACA), most health insurance plans are required to cover the cost of a breast pump for pregnant and nursing mothers. This means you may be able to get a breast pump at no out-of-pocket cost through your insurance, separate from your FSA or HSA funds.
Coverage details vary by plan — some insurers cover manual pumps, others cover electric models, and many let you choose. Contact your insurance provider or check your plan documents to see what is included.
Even if your insurance provides a pump, you can still use FSA/HSA funds for additional pumps, accessories, replacement parts, and storage supplies that your insurance may not cover.
Learn More at Healthcare.gov →Frequently asked questions
QCan I use my FSA card at WellBefore?
Yes. WellBefore accepts FSA and HSA debit cards as a payment method at checkout. Simply enter your card details on the payment page the same way you would a regular credit or debit card. Eligible products will be charged directly to your FSA/HSA balance.
QAre breast pumps FSA/HSA eligible?
Yes. Breast pumps are classified as eligible medical devices under IRS guidelines. This includes manual pumps, electric pumps, portable pumps, and related accessories like flanges, tubing, and storage bags. All breast pump models sold at WellBefore qualify for FSA and HSA spending.
QAre adult diapers and incontinence products eligible?
Yes. As of recent IRS updates, incontinence products — including adult diapers, protective underwear, pads, and liners — are eligible expenses under both FSA and HSA plans. You can purchase these items at WellBefore and pay directly with your benefit card.
QWhat if my FSA/HSA card is declined?
A declined card usually means one of three things: insufficient balance, the product is not classified as eligible by your specific plan, or your card has not been activated. Check your account balance through your benefits portal, confirm activation with your plan administrator, and try again. You can also pay with a regular card and submit for manual reimbursement through your plan.
Spend your health dollars at WellBefore
A trusted medical supply specialist since 2020 — use your pre-tax FSA or HSA dollars directly at checkout, with no paperwork and no reimbursement forms.
Sources & references
1. U.S. Internal Revenue Service (IRS). Publication 502, “Medical and Dental Expenses.”
2. HealthCare.gov. “Breastfeeding benefits.”
FSA/HSA eligibility can vary by plan. Confirm with your plan administrator. Last updated June 2026.